11.1% of all working households in Monmouth and Ocean Counties are considered lower-income (income less than 250% of the federal poverty line). Many do not earn enough money to meet their basic needs and are just barely getting by. They have no ability to save for college, retirement or a home. Even one unanticipated expense can lead to a crisis.The community and family issues that stem from the economic and financial pressures facing individuals and their families are growing increasingly complex and more difficult to address. By tackling the underlying root causes we can help to empower lower-income households achieve financial independence.


As part of the Meridian Community Resource Center at the Freehold Raceway Mall, the Financial Success Center provides free, comprehensive resources under one roof to help Monmouth and Ocean County residents move from financial difficulty to economic well-being. Services range from career, budget and home ownership counseling to tax return preparation and assistance in finding quality childcare.

RESULTS (2015-16)

  • 198 people received assistance last year.
  • $288,917 was realized in tax refunds/credits and annualized monthly benefits.
  • 82 people attended workshops.


Child Care Resources of Monmouth County
The FoodBank of Monmouth and Ocean Counties
Monmouth County Workforce Development Board
Navicore Solutions


Households with a member who is living with a disability often have greater health care expenses and reduced earning power. Through our supported employment partnerships, we provide employment training and opportunities for adults with disabilities. The program enables them to become more financially stable, build self-esteem and participate more fully in the community.

RESULTS (2015-16)

  • 48 adults with disabilities received employment training and participated in job skills development.
  • 38 maintained/gained employment or are volunteering/job sampling.


The Arc of Monmouth


In Ocean County, we are promoting financial stability and independence through increasing income potential, emergency assistance, and establishing assets for long-term stability. Specific programs include: vocational transition for adults with disabilities, senior transportation services, emergency assistance services, homeless youth housing and rap around services, housing assistance and homelessness prevention, emergency food assistance, financial literacy classes, temporary housing, job training, and veterans’ emergency and supportive services.

Thanks to donors like you, we were able to support income programs in Ocean County that made a difference for:

  • 14,800 people who received information and referrals through NJ 2-1-1
  • 93,329 children and adults who received emergency food.
  • 274 individuals and familes who received emergency housing, rent, mortage, utility and legal services.
  • Continued to support Ocean County Long Term Recovery Group, which provided disaster case management and referral services to 30 families who received funding to complete their rebuild and recovery needs.